The 14K Juliana & Howie Charm Necklace consists of the following: Juliana Heart Charm 14K Yellow Gold, Turquoise, Pearl Howie 14K Yellow Gold, 7.5-8.5mm 16" Tapered Japanese Akoya Pearl Necklace All charms come with clip bails so they can be removed, swapped, or rearranged on this Howie chain, or other chains. Please note the possibility of natural inclusions in gemstones Imported