This "mermaid" set is extremely nice. The material is thick lace. The way it fits on the body is ravishing! Its high waisted, to minimize the waist, curves around your hips to enhance them, the skirt has lining to the mid thigh, and flares out in what we call "mermaid" in the fashion industry. The necklace is not included, and there is no lining under the top, so feel free to wear your favorite black bra!