Based on our classic 8 pocket executive wallet the style 195 adds a flap out ID window. The "flap-out" design allows easy visual access to ID. The flap is removable. plus a removable slim ID window & card pocket flap. This flap hinges from the center of the wallet. The bill pocket is divided. In the Monfrini line the card pockets are all "slot" construction which keeps the wallet thin and